Frequently Asked Questions

EAG is devoted to creating stability for debt consumers while also fostering real economic growth. We can offer a brilliant alternative to student loan refinancing and loan forgiveness. Our structure allows users to pay off student loans faster and with less money out of their own pocket, all while having full control to customize monthly deposit amounts that consumers decide they can afford. All deposits made will be matched Dollar 4 Dollar by Ethos Advantage Group.

The only fee that you will pay is an annual account subscription fee of $100.  This fee can be reimbursed in as little as 2 months depending on the level of user participation.

There is no minimum deposit amount required. To help debt consumers stretch their dollar, EAG offers dollar for dollar money matching on monthly deposits. Savings account users are matched a quarter for every dollar they deposit each month. Money matching payout per consumer is capped at $250 / month.

By watching customizable video ads consumers can progressively level up to earn the maximum payout per day.  Debt consumers who consistently utilize debt relief funds to pay off student loans will level up quicker. Savings account holders are encouraged to keep a nest egg for consecutive periods of time to gain higher levels. Consumers are also encouraged to develop a personal profile, interact with videos and redeem special offers. 

Our advertisers aim to provide brief and relevant videos as well as exclusive special offers for EAG users. As you develop your personal profile, advertisements are tailored to your specific wants and needs.

Each new level asks personal trivia questions that are meant to personalize your experience and as you level up your personal profile will sprout. Questions may include: education level, own/rent status, income range, food habits, other debts, and upcoming life events.

EAG is backed by a financial institution and every account holders money is stored in individual accounts. Consumers can then make direct payments from our website to their individual loan lenders. Consumers can set up personal friendly reminders to pay their loans each month, however EAG will never automatically make payments on users behalf.

Savings account holders will be issued a virtual credit card. This allows consumers to access their funds at any time. As consumers level up, percentages of bonus money will be unlocked and available to cash out. If consumers need access to their deposited funds, EAG allows that money to be transferred to their current bank account with no penalties. However, for every dollar withdrawn the equivalent money matching bonus will be deducted from the account. Using the issued virtual credit card, purchases can be made online, as well as through advertisements and exclusive special offers. 

All funds in debt accounts are only eligible to pay down debt.  Debt account holders are entitled to purchase exclusive offers and discounts through EAG, however no funds from your EAG account can be used to make the discounted purchase.